Almost every week the news about Hussein Obama’s signature insurance company profit assurance program gets a little worse … if not wholly predictable. The Washington Post reports enrollment is off by ridiculous margins.
Not even half of the uninsured who were supposed to sign up have done so. They were supposed to enter into the new market exchanges with glee and secure “affordable” health insurance. They can’t because the coverage is not affordable. Premiums are skyrocketing as insurance companies race to make sure they can actually cover expenditures based on enrollment proceeds. These companies always make money and, if they don’t, they get out of a failing market.
More than a quarter of U.S. markets are failing. This leaves 1 out of 4 people with only one choice for coverage. And that coverage comes with a steep price, limited care options, and high deductibles. Failure, failure, failure.
The post notes that so many are not signing up because the related tax penalty isn’t working as planned. You recall that Obamacare was justified as just a tax and not as a draconian mandate that everyone must purchase something, needed (or wanted) or not.
I forgot that half of all Americans don’t pay any taxes to begin with. So the numbers kind of fit. Most of those folks are eligible for Medicaid or Medicare anyway. Thus, the burden and all the costs fall on We, the Middle Class People. Always our lot. Our red cross to bear.
I was going to pounce on the presidential candidates for not addressing the issue. With Hillary, there is no point. Her platform might be summarized as “Big government, cronyism, and failure.” If she likes her corruption, she will keep her corruption.
As for her personally, she is totally removed from the process. She and her cigar-probing husband make enough million$ in bribes and pay-offs from crooked corporations and foreign governments to pay for their own private doctors. If she were forced into an exchange, then the $20,000 she has received from the Ku Klux Klan this year would pay for any Obamacare plan.
Then I thought about Trump. Trump is obviously able to afford any doctor of his choosing. What is he saying about the national issue though? It occurred to me that I have never looked into his position on the matter. I thus read from his website and was a little surprised.
Republicans in general always say they want to repeal the law and then replace it with something else – something else sure to fail amid corruption. It’s important to remember than Obama’s program was based on Mitt Romney’s state program. A nationalization of a Massachusetts law was sure to fail – as it has.
Trump wants to repeal Obamacare immediately and then replace it … with free market competition. That’s amazing.Here’s his plan:
Congress must act. Our elected representatives in the House and Senate must:
Completely repeal Obamacare. Our elected representatives must eliminate the individual mandate. No person should be required to buy insurance unless he or she wants to.
Modify existing law that inhibits the sale of health insurance across state lines. As long as the plan purchased complies with state requirements, any vendor ought to be able to offer insurance in any state. By allowing full competition in this market, insurance costs will go down and consumer satisfaction will go up.
Allow individuals to fully deduct health insurance premium payments from their tax returns under the current tax system. Businesses are allowed to take these deductions so why wouldn’t Congress allow individuals the same exemptions? As we allow the free market to provide insurance coverage opportunities to companies and individuals, we must also make sure that no one slips through the cracks simply because they cannot afford insurance. We must review basic options for Medicaid and work with states to ensure that those who want healthcare coverage can have it.
Allow individuals to use Health Savings Accounts (HSAs). Contributions into HSAs should be tax-free and should be allowed to accumulate. These accounts would become part of the estate of the individual and could be passed on to heirs without fear of any death penalty. These plans should be particularly attractive to young people who are healthy and can afford high-deductible insurance plans. These funds can be used by any member of a family without penalty. The flexibility and security provided by HSAs will be of great benefit to all who participate.
Require price transparency from all healthcare providers, especially doctors and healthcare organizations like clinics and hospitals. Individuals should be able to shop to find the best prices for procedures, exams or any other medical-related procedure.
Block-grant Medicaid to the states. Nearly every state already offers benefits beyond what is required in the current Medicaid structure. The state governments know their people best and can manage the administration of Medicaid far better without federal overhead. States will have the incentives to seek out and eliminate fraud, waste and abuse to preserve our precious resources.
Remove barriers to entry into free markets for drug providers that offer safe, reliable and cheaper products. Congress will need the courage to step away from the special interests and do what is right for America. Though the pharmaceutical industry is in the private sector, drug companies provide a public service. Allowing consumers access to imported, safe and dependable drugs from overseas will bring more options to consumers.
His position almost looks like it was drafted by Ron Paul – except for the Medicaid provisions. Astounding.
I’ve been rather critical of Mr. Trump, saying that his potential tenure will likely be a disappointment. I’ve also said I hope he proves me wrong. It looks like he’s trying.
Such a simple plan would still be very hard to mandate. Powerful forces would (will) align to stop reform in Congress. The masses, still chasing the Pokemon, won’t understand any of it and cannot be counted on for any assistance. Still, the man is trying.
So it is that I start this week off with more of the usual, dismal happenings of Washington and yet with a little ray of hope.
I just discovered that a hawk is perched atop a neighbor’s house right now. Fitting. That’s me- hawkishly watching out for you.
Happy Monday, America!