Did you know the average cost of car insurance for a 16-year-old is almost $3,000 annually? This assumes assuming no tickets, no accidents and a good scholastic record. Yes, they actually check the kid’s grades and use that as a metric for determining his “risk profile,” just as adult drivers are dunned by the insurance mafia if their credit score isn’t top-shelf, regardless of their driving record.
So, a $250 per month cost-of-entry before the car even leaves the driveway. Before the kid puts gas in the thing.
Faced with this extortion – and that’s exactly the right word; there’s no choice about paying the $250 per month, if the kid wants to drive legally – many simply opt out. A record-high percentage of 16-25-year-olds haven’t even got a driver’s license and forget the car. They stay home instead, game and text. When they need to get somewhere, they ride share or Uber or something that doesn’t require them to spend a minimum of 20-25 hours working at minimum wage (currently $7.25 per hour) gig hauling pizzas or some such just to tithe the mafia.
New survey shows 75 percent of students at U.S. colleges have battled significant stress in the past year, leading 1 in 5 to consider suicide
BOSTON — For some, it’s the best four years of their lives. For others, it’s a period of constant struggle, whether academically, socially, or both. College brings about new experiences and challenges for young adults that can be difficult to adapt to and overcome, so perhaps it’s no surprise that a new study reports high rates of stress and mental health conditions among students.
The newly-published report out of Brigham and Women’s Hospital shows that a quarter of college students received were diagnosed with a mental health condition in the past year, and a fifth have had suicidal thoughts.
Maybe it’s just me but it seems like the old days (you know, waaaaaay back in the 70’s and 80’s) weren’t that bad. 16 was drive time and people were a little more … normal. Anyone for going back to that?